CHAS, MediSave & HealthierSG Guide
Affordable Care. Navigating the Latest Subsidies.
A Healing Heart Medical is a fully accredited MediSave and CHAS clinic. We have updated our guides to include the Healthier SG Chronic Tier and upcoming 2027 MediSave limit increases.
CHAS Subsidies
Means-tested subsidies for Singaporeans. Includes Blue, Orange, PG, and MG cards.
- ✔ Acute Conditions (Flu, Cough, etc.)
- ✔ 23 Chronic Conditions (CDMP)
- ✔ Partial Subsidised Vaccination (NAIS List)
MediSave Chronic & Scans
Use MediSave for outpatient chronic consultations, investigations, and and imaging scans.
- ★ Outpatient Specialised Scans Limit: Up to $600/year
- ✔ Flexi-MediSave for Seniors (60+): $400/year
- ★ Jan 2027: Renamed 'MediSave Chronic and Preventive Care' (Limits rise to $700 Simple / $1,000 Complex)
Healthier SG (HSG)
Enroll with A Healing Heart Medical for maximum benefits and 0% cash co-payment.
- ✔ 0% Cash Co-payment (Use 100% MediSave)
- ✔ Fully Subsidised Vaccination (NAIS List)
- ✔ Fully Subsidised Screening (HSG Screen for Life)
2026-2027 Policy FAQ
How much MediSave can I use for outpatient diagnostic scans?
The annual MediSave withdrawal limit for outpatient diagnostic scans (such as CT scans, MRI, and ultrasounds) is $600 per year per patient. This allows patients undergoing cardiac, organ, or metabolic diagnostic imaging to cover significantly more of their out-of-pocket costs using MediSave.
Which new conditions are being added to CDMP?
Effective 1 January 2027, MOH will include Hyperthyroidism and Hypothyroidism in the CDMP list. This means patients can soon use CHAS and MediSave for thyroid-related consultations and medications at our clinic.
How does the 'No Cash Co-payment' work?
Under Healthier SG, if you are treating a chronic condition at your enrolled clinic (like ours), the usual 15% cash co-payment for MediSave usage is waived. You can utilize your MediSave balance to pay 100% of your bill, subject to your annual withdrawal limits.
Can I use MediSave for my Parents or Children?
Yes. You can use your MediSave for immediate family members, including your spouse, children, and parents (of any nationality), as well as grandparents and siblings (who must be Singapore Citizens or PRs). Standard annual withdrawal limits apply per patient.
Foreign Spouse / Parents Eligibility
MediSave Usage: YES
For PRs contributing to MediSave, you may use your own MediSave for a foreign spouse or parent's chronic treatment (CDMP). Not applicable to non-MediSave-contributing workers.
Govt Subsidies: NO
Foreigners do not qualify for CHAS or Healthier SG subsidies directly.
Transparent Billing Policy
We practice Transparent Billing. Your itemised receipt will display the full private rate, the specific CHAS/HSG subsidy applied, and the MediSave deduction, leaving you with clear information on your final out-of-pocket cost.
Official Source: (1) MOH Newsroom: Keeping Healthcare Affordable, 5 March 2026
Maximizing Your Subsidies
Our staff are trained to help you navigate the 2026 and 2027 healthcare changes effectively.
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