Updated for 2026/2027 MOH Policy

CHAS, MediSave & HealthierSG Guide

Affordable Care. Navigating the Latest Subsidies.

A Healing Heart Medical is a fully accredited MediSave and CHAS clinic. We have updated our guides to include the Healthier SG Chronic Tier and upcoming 2027 MediSave limit increases.

CHAS Subsidies

Means-tested subsidies for Singaporeans. Includes Blue, Orange, PG, and MG cards.

  • Acute Conditions (Flu, Cough, etc.)
  • 23 Chronic Conditions (CDMP)
  • Partial Subsidised Vaccination (NAIS List)
Jan 2027 Increase

MediSave 500/700/1000

Use MediSave for outpatient chronic care and scans. 15% co-payment waived for HSG enrollees.

  • Current: Up to $500/$700 yearly
  • Jan 2027: Limits increase to $700 (Simple) / $1,000 (Complex)
  • Flexi-MediSave: $400/year (Effective Oct 2025)

Healthier SG (HSG)

Enroll with A Healing Heart Medical for maximum benefits and 0% cash co-payment.

  • 0% Cash Co-payment (Use 100% MediSave)
  • Fully Subsidised Vaccination (NAIS List)
  • Fully Subsidised Screening (Screen for Life)

2026-2027 Policy FAQ

Which new conditions are being added to CDMP?

Effective 1 January 2027, MOH will include Hyperthyroidism and Hypothyroidism in the CDMP list. This means patients can soon use CHAS and MediSave for thyroid-related consultations and medications at our clinic.

How does the 'No Cash Co-payment' work?

Under Healthier SG, if you are treating a chronic condition at your enrolled clinic (like ours), the usual 15% cash co-payment for MediSave usage is waived. You can utilize your MediSave balance to pay 100% of your bill, subject to your annual withdrawal limits.

Can I use MediSave for my Parents or Children?

Yes. MediSave can be used for immediate family members (spouse, children, parents, and grandparents) who are Singapore Citizens or PRs. Standard limits ($500/$700, increasing in 2027) apply per patient.

Foreign Spouse / Parents Eligibility

MediSave Usage: YES

For PRs contributing to MediSave, you may use your own MediSave for a foreign spouse or parent's chronic treatment (CDMP). Not applicable to non-MediSave-contributing workers.

Govt Subsidies: NO

Foreigners do not qualify for CHAS or Healthier SG subsidies directly.

Transparent Billing Policy

We practice Transparent Billing. Your itemised receipt will display the full private rate, the specific CHAS/HSG subsidy applied, and the MediSave deduction, leaving you with clear information on your final out-of-pocket cost.


Maximizing Your Subsidies

Our staff are trained to help you navigate the 2026 and 2027 healthcare changes effectively.

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